Take it home today. Pay in easy EMIs.
Shop on EMI at partner stores, get a personal loan in your bank account, or keep a credit line ready. One app, one KYC, every cost shown before you sign.
Good evening
Ravi Patel
Available limit
₹40,000
Pay EMIYour services
Shop on EMI
Personal loan
Credit line
Scan store QR
Loan approved
₹20,000 on 9 EMIs, every cost shown before you signed.
- RBI-registered NBFC
- 256-bit encryption
- Data stored in India
- Key Fact Statement before you sign
- No access to your contacts
Choose your loan
A loan for every need
At partner stores
Shop on EMI
Phones, TVs and appliances. Scan the store QR, choose 3–12 months, take it home.
₹5,000 to ₹80,000
More about Shop on EMITo your bank account
Personal loan
For a wedding, repairs, school fees or any plan. Repay in 6 to 36 months.
₹10,000 to ₹2,00,000
More about Personal loanUse again and again
Credit line
Draw money when you need it. Interest only on what you use; repaid limit comes back.
Limit ₹10,000 to ₹1,00,000
More about Credit line
How it works
How to get started with Shree Rana Finance
Get your first loan in just 4 steps, all inside the app:
Get the Shree Rana Finance app from Google Play and enter your mobile number. We send a 4-digit OTP by SMS to confirm it is yours. No password to create.
KYC is the identity check the RBI requires. We verify your PAN, fetch Aadhaar details from DigiLocker with your consent and confirm your bank account. You do it once; it is reused for every future loan.
Pick the amount and 3, 6, 9 or 12 months. Before you apply you see the monthly EMI, interest, every fee and the total payable. For example, ₹20,000 over 9 months is ₹2,320 a month, ₹20,880 in total.
Read and e-sign the loan agreement on your phone, then approve UPI AutoPay so each EMI is paid on its due date. The store is paid, or the money reaches your bank account.
Borrow with confidence
₹0hidden charges. Ever.
Every charge is on our Rates page and in your Key Fact Statement. If it isn't listed there, we will never collect it.
See rates & chargesFull cost before you sign
Rate, APR, fees and total payable in one Key Fact Statement.
Change your mind
Exit within the cooling-off period without a penalty.
Your data stays yours
No contacts, photos or call logs. Ever.
A real person to call
Support, a named grievance officer and the RBI portal.
For store owners
Offer EMI at your counter. Get paid once a day.
Sign up as a store partner in the app. Scan a product, show your customer a QR, and receive one payout every evening for all the day's sales.
Become a store partner
Payout sent
₹1,84,500 · 8:00 PM
Who can apply?
Indian residents aged 21 to 60 with a PAN, an Aadhaar-linked mobile number and a savings bank account, in the cities we serve.
What does it cost?
Your interest rate, processing fee, APR and total payable are shown in the Key Fact Statement before you sign. Every charge is listed on our Rates & charges page, and we never collect a charge that is not listed.
How do I pay my EMIs?
EMIs are collected on the due date through the UPI AutoPay or e-NACH mandate you set up when signing. You can also pay any EMI early from the app.
Can I close my loan early?
Yes. Pay the outstanding amount from the app at any time. Any foreclosure charge is listed on our Rates & charges page and in your Key Fact Statement.
Is my data safe?
We collect only the data your loan needs, with your consent, encrypt it and store it in India. The app never reads your contacts, photos or call logs.
Get the app
Your next purchase, made easy.
Get the Shree Rana Finance app on Android and log in with your mobile number.
- Free to download
- Log in with your mobile number
- Every cost shown before you sign