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Shree Rana Finance

One app. Three ways to borrow.

Finish KYC once and apply for any of the three. Every offer shows the interest rate, fees, APR and total payable before you sign.

Calculate your EMIRates & charges

Choose your loan

Pick what fits the moment

A young couple choosing a TV in an electronics store
0% EMI on selected brands

At partner stores

Shop on EMI

Buy phones, TVs and home appliances at a Shree Rana Finance partner store and pay in monthly EMIs. Selected brands offer 0% EMI schemes.

Amount
₹5,000 to ₹80,000
Tenure
3, 6, 9 or 12 months
Down payment
From ₹0, by product and limit
Paid to
The store, once you sign
Apply in the app for Shop on EMI
A woman at home smiling at her phone after her loan was credited
Same-day payout after signing

To your bank account

Personal loan

Money for a wedding, a repair, school fees or any planned expense, sent to your verified bank account.

Amount
₹10,000 to ₹2,00,000
Tenure
6 to 36 months
Interest
Reducing balance, shown in the offer
Extra check
3 months of bank statement via Account Aggregator
Apply in the app for Personal loan
A man paying at a neighbourhood shop by scanning a QR code
Interest only on what you use

Use again and again

Credit line

A pre-approved limit you accept once. Draw money when you need it and repay in EMIs; what you repay becomes available again.

Limit
₹10,000 to ₹1,00,000
Each draw
Repaid in 1 to 12 EMIs
Interest
Only on what you use
Limit review
Every 12 months; good repayment can raise it
Apply in the app for Credit line

EMI calculator

Plan your EMI before you apply

Move the sliders or type a value. Your EMI, interest and total update instantly.

₹
₹5,000₹2,00,000
months
3 months36 months
% p.a.
0%36%

Your EMI plan

Monthly EMI

₹4,584

12 months · 18% a year

Principal
₹50,000
Interest
₹5,008
Total payable₹55,008

Estimate before processing fee. Exact rate, fees and APR are in your Key Fact Statement.

Apply in the app

Before you apply

Who can apply and what you need

Who

Eligibility

  • Indian resident, 21 to 60 years
  • Living in a city we serve
  • Regular income (salaried or self-employed)
  • A savings bank account in your name
What

Keep ready

  • PAN card
  • Aadhaar-linked mobile number for DigiLocker
  • Bank account number and IFSC
  • Net banking or UPI for AutoPay
Why

Good to know

  • Key Fact Statement before you sign
  • Cooling-off period to change your mind
  • No charge that isn't listed on our Rates page
  • We never access your contacts or photos

Get the app

Your next purchase, made easy.

Get the Shree Rana Finance app on Android and log in with your mobile number.

  • Free to download
  • Log in with your mobile number
  • Every cost shown before you sign
Get it onGoogle Play